Genius by InterCapital

Genius is the first Croatian robo advisory application for investing in global ETFs and funds, which gives you answers to questions about how to invest and what to invest in.

1. THE GENIUS APPLICATION ENABLES YOU
• Digital creation of a personalized investment plan
• Investing small amounts
• A well-diversified portfolio of global ETFs and funds
• Portfolio management and regular performance optimization
• Insight into the structure of invested funds by fund and type of investment
• Investment without fees for use and portfolio management
• Overview of transactions
• Insight into the state and yield of your portfolio
• The possibility of making payments and payments from the portfolio
• Free "Genius Cafe" education

2. WHY WOULD YOU USE GENIUS?
Genius robo advisory is designed to enable everyone to enter the world of investing, because the most successful save and invest throughout their lives, not just when they are hit by unfavorable life circumstances. Disciplined long-term investing is the best way to achieve financial freedom.

You don't need to take an investment course to invest - Genius is a responsible partner who, in accordance with your preferences and risk appetite, continuously works to maximize your returns, optimize your portfolio and help you make the best investment decisions.

PENSION
Use the power of long-term investing with a standing order and save for a more comfortable retirement. Create your own Genius pension plan and choose later monthly payments.

FEES
The Genius app does not charge fees for use or portfolio management. The global ETFs and funds you invest in through Genius already include a management fee. The account balance in the application is net.

3. HOW TO INVEST THROUGH GENIUS?

REGISTRATION AND QUESTIONNAIRE
After registration, you fill out the investor assessment questionnaire. The Genius algorithm precisely calculates your individual risk tolerance. According to this level of risk, Genius creates a personalized investment portfolio for you, which is immediately available for review.

CONTRACT
The contract is signed digitally, in a few clicks. It does not oblige you to make payments - the service is activated only with the first payment.

FIRST PAYMENT
The only one is mandatory and is 70 EUR. After that, the payment amounts and their frequency are your choice.

STANDING ORDER
The simplest way to invest is to activate monthly payments. Genius sends you a payment reminder on the given date, which you can skip if you wish.

EXPERT TEAM
The investment funds you invest in are actively managed by InterCapital Asset Management, a team of fund managers and analysts with 20 years of experience and over 15 prestigious awards.

CUSTOMIZE YOUR PLAN AS YOU WANT
At any time, you can change your payment plan and investment time, as well as change the level of risk.

4. INVESTING FOR BEGINNERS AND PROFESSIONALS
Genius is intended for:

FOR BEGINNERS - who have never encountered investing before, but want to save

EXPERIENCED INVESTORS - who are already engaged in independent trading, but are looking for a more practical option for that part of the money they invest for the long term

PROFESSIONAL INVESTORS - who no longer want to invest independently and want a simpler, well-diversified option that will allow them to devote themselves to family, hobbies or work